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12304 Stones Run Way, New Kent County
$675,000
4 Beds ⋅ 3.1 Baths ⋅ 10640265 MLS
Nestled on over 2 private acres, this beautifully designed home offers space, comfort, and functionality. The open-concept layout features a family room with cathedral ceilings, gas fireplace, and seamless flow into the dining area and kitchen. The kitchen showcases custom cabinetry, granite countertops, stainless steel appliances, a center island, and pantry. The first-floor primary suite offers a large walk-in closet and a luxurious bath with a floor-to-ceiling tiled shower, frameless glass enclosure, and dual granite vanity. Upstairs are three spacious bedrooms, each with walk-in closets and access to a full bath, including a private ensuite and Jack-and-Jill layout. A loft and oversized bonus room provide flexible living space. Enjoy the covered front porch, expansive deck, and peaceful surroundings, all complemented by a two-car attached garage.

12304 Stones Run Way, New Kent County

101 Lafayette Pointe, Isle of Wight - North
$675,000
6 Beds ⋅ 5 Baths ⋅ 10639750 MLS
Rare financing opportunity in Founders Pointe! Buyers may be able to assume the sellers existing 3.25% VA loan, subject to VA and lender approval and qualification. Buyers using new financing may also be eligible for a seller-paid 2-1 temporary interest-rate buydown plus the first year of HOA dues with an acceptable offer. Welcome to luxury living with all the space and none of the yard work. Spend less time maintaining a yard and more time enjoying the neighborhood’s resort-style amenities. This stunning 6-bedroom, 5-bath home offers more than 3,800 square feet of thoughtfully designed living space in sought-after Founders Pointe. The private third floor is ideal for working from home, operating a home business, hosting guests, or creating a media or recreation room. Individual climate control on all three levels allows everyone to enjoy personalized comfort. The one-of-a-kind primary suite features dual bathrooms, separate walk-in closets, and a walk-through shower. A whole-house generator provides added comfort and peace of mind. Schedule your private showing today.

101 Lafayette Pointe, Isle of Wight - North

32 Valmoore Drive, Poquoson
$675,000
5 Beds ⋅ 3.2 Baths ⋅ 10635088 MLS
ADA accessible in-law suite! A beautiful example of a meticulously maintained home in the sought after Valmoore Estates! This home features 5 bedrooms with 3 of them being en-suite primaries, 5 full baths, bonus room (office, workout, or 6th bedroom), in-ground pool, sauna, wheelchair accessible in-law primary suite... The list goes on! Brand new architectural shingle roof July 2026, all systems in the home professionally maintained, quarterly pest treatments, standby whole home generator... The home is just simply over built and well cared for by long time current owners that are ready to convey this property to the next loving owners. We look forward to making this a nice smooth transaction for all involved. Hop in the car and ride by the property, if you like what you see pick up your cell phone and call the phone number that you see and we will be happy to schedule your private showing today!

32 Valmoore Drive, Poquoson

1216 Hitchens Lane, James City Co Upper
$675,000
4 Beds ⋅ 3 Baths ⋅ 10609568 MLS
Last of the 3 homes in Walnut Farm! Ready for a 30 day close! Discover exceptional main-level living at Walnut Farm! This beautifully designed home features a finished basement with a private bedroom, full bath, and a spacious covered patio—great for entertaining or easily screened for year-round enjoyment. The main level offers three bedrooms and two baths with open, light-filled living spaces that blend comfort and style. Thoughtful details include quartz countertops, a designer range hood, tile backsplash, premium kitchen appliances, luxury vinyl plank flooring, soft-close cabinetry, and cathedral ceilings in the main living area. Built solar-ready and equipped with an Energy Recovery Ventilation system for clean, healthy indoor air, this home delivers the comfort, efficiency, and sustainability that define life at Walnut Farm.

1216 Hitchens Lane, James City Co Upper

1212 Hitchens Lane, James City Co Upper
$675,000
4 Beds ⋅ 3 Baths ⋅ 10571009 MLS
Last of the 3 homes in Walnut Farm! Ready for a 30 day close! Discover exceptional main-level living at Walnut Farm! This beautifully designed home features a finished basement with a private bedroom, full bath, and a spacious covered patio—great for entertaining or easily screened for year-round enjoyment. The main level offers three bedrooms and two baths with open, light-filled living spaces that blend comfort and style. Thoughtful details include quartz countertops, a designer range hood, tile backsplash, premium kitchen appliances, luxury vinyl plank flooring, soft-close cabinetry, and cathedral ceilings in the main living area. Built solar-ready and equipped with an Energy Recovery Ventilation system for clean, healthy indoor air, this home delivers the comfort, efficiency, and sustainability that define life at Walnut Farm.

1212 Hitchens Lane, James City Co Upper

MM "The Monroe" @ Spencer's Watch, Northeast Suffolk
$674,900
5 Beds ⋅ 3 Baths ⋅ 10651340 MLS
Fall in love with the Monroe, a stunning floor plan by Bishard Homes now available to build at Spencer’s Watch! Designed with modern multi-gen living in mind, this home offers 2,790 sq ft of versatile space featuring 5 bedrooms and 3 full baths. You will enjoy the seamless flow of open living areas great for togetherness, plus flexible spaces that adapt to your needs. Located in the heart of North Suffolk near Bennett’s Creek and Harbour View, you are within driving distance of all the best shopping, parks, and commuter routes in Hampton Roads. This coastal-inspired gem truly checks all the boxes for long-term comfort and style. Reach out today to explore building your dream home in Suffolk's newest community!

MM "The Monroe" @ Spencer's Watch, Northeast Suffolk

707 River Gate Court, South Chesapeake
$674,900
5 Beds ⋅ 2.1 Baths ⋅ 10642890 MLS
Convenient location. 20 min to Downtown Norfolk. 35 min to NAS Oceana, Dam Neck & beaches. 20 min to Norfolk Int Airport. Over 10 grocery stores in a 5 mile radius. 5 min to Hickory H.S., 1 of the BEST in Hampton Roads. Easy access to Chesapeake Bypass, I-64, I-264, & I-464. This property is a gardener's dream sequenced for near year round color. Back yard oasis includes a hot tub, goldfish pond and six foot privacy fence. Two patios are connected by a master-crafted paver walk-way. Oversized garden shed helps keep garage clutter free. In ground sprinkler system fed by well water to keep watering cost low. Two outdoor water taps fed by the well & two additional taps fed by city water. Tank-less water heater provides endless hot water. The oversized Primary Bedroom includes two walk in closets. One large walk-in closet features two side cubby units for storage. The other walk-in closet is medium sized with plenty of storage space. Washer & dryer are on the second floor for convenience to bedrooms.

707 River Gate Court, South Chesapeake

115 Michigan Avenue, York County North
$674,890
4 Beds ⋅ 2.1 Baths ⋅ 10655991 MLS
Welcome to the Hanover model in Fenton Hollow, Williamsburg's newest community! This thoughtfully designed 4-bedroom home offers spacious, flexible living with an open-concept layout perfect for today's lifestyle. The main level features a bright family room and casual dining area, a chef-inspired kitchen with a large center island and walk-in pantry, a formal dining room, private home office, and convenient powder room. Upstairs, a versatile loft provides additional living space ideal for a media room, playroom, or home workspace. The spacious primary suite serves as a private retreat with a large walk-in closet and luxurious bath featuring dual vanities and a private water closet. Three additional bedrooms, a full bath, and an upstairs laundry room complete the second floor. Residents of Fenton Hollow will enjoy exceptional new community amenities, including a clubhouse, pool, playground, and dog park. Conveniently located near historic Williamsburg, shopping, dining, and entertainment. Fence may be added as an optional upgrade at an additional cost. Ask for available options and pricing. Photos are of a similar home and are for illustrative purposes only. Actual home features, options, colors, and selections may vary.

115 Michigan Avenue, York County North

125 Michigan Avenue, York County North
$674,890
4 Beds ⋅ 2.1 Baths ⋅ 10650328 MLS
Welcome to the Hanover model in Fenton Hollow, Williamsburg's newest community! This thoughtfully designed 4-bedroom home offers spacious, flexible living with an open-concept layout perfect for today's lifestyle. The main level features a bright family room and casual dining area, a chef-inspired kitchen with a large center island and walk-in pantry, a formal dining room, private home office, and convenient powder room. Upstairs, a versatile loft provides additional living space ideal for a media room, playroom, or home workspace. The spacious primary suite serves as a private retreat with a large walk-in closet and luxurious bath featuring dual vanities and a private water closet. Three additional bedrooms, a full bath, and an upstairs laundry room complete the second floor. Residents of Fenton Hollow will enjoy exceptional new community amenities, including a clubhouse, pool, playground, and dog park. Conveniently located near historic Williamsburg, shopping, dining, and entertainment. Photos are of a similar home and are for illustrative purposes only. Actual home features, options, colors, and selections may vary.

125 Michigan Avenue, York County North

215 Wisconsin Avenue, York County North
$670,890
4 Beds ⋅ 2.1 Baths ⋅ 10655283 MLS
Welcome to the Hanover model in Fenton Hollow, Williamsburg's newest community! This thoughtfully designed 4-bedroom home offers spacious, flexible living with an open-concept layout perfect for today's lifestyle. The main level features a bright family room and casual dining area, a chef-inspired kitchen with a large center island and walk-in pantry, a formal dining room, private home office, and convenient powder room. Upstairs, a versatile loft provides additional living space ideal for a media room, playroom, or home workspace. The spacious primary suite serves as a private retreat with a large walk-in closet and luxurious bath featuring dual vanities and a private water closet. Three additional bedrooms, a full bath, and an upstairs laundry room complete the second floor. Fence may be added as an optional upgrade at an additional cost. Ask for available options and pricing. Residents of Fenton Hollow will enjoy exceptional new community amenities, including a clubhouse, pool, playground, and dog park. Conveniently located near historic Williamsburg, shopping, dining, and entertainment. Photos are of a similar home and are for illustrative purposes only. Actual home features, options, colors, and selections may vary.

215 Wisconsin Avenue, York County North

530 San Pedro Drive, South Chesapeake
$670,000
4 Beds ⋅ 3 Baths ⋅ 10657170 MLS
Welcome to Las Gaviotas, where golf course living meets your own backyard oasis! This sprawling 4-bedroom brick ranch offers beautiful golf course and water views, impressive vaulted ceilings, exposed beams, and a stunning two sided fireplace connecting the great room and sunroom. The beautifully renovated kitchen features a large center island and gas cooktop, while the spacious primary suite offers peaceful views and a luxurious bath. Step outside to your private retreat featuring an inground pool with updated liner, hot tub, gorgeous new paver patio, and outdoor gas kitchen for entertaining! Additional highlights include updated bathrooms, kitchen, expansive laundry room, new fixtures, Updated Flooring and Paint, HVAC (2024), roof (2019), and new water heater. Seller to provide a clear termite and moisture letter. A rare opportunity to enjoy single level living, incredible outdoor entertaining, and scenic surroundings!

530 San Pedro Drive, South Chesapeake

1529 Lauren Ashleigh Drive, West Chesapeake
$670,000
4 Beds ⋅ 3 Baths ⋅ 10652980 MLS
Located in Western Branch, this spacious 4-bedroom, 3-bath brick home offers a flexible layout with inviting indoor and outdoor living spaces. Fresh new carpet complements the hardwood flooring found throughout much of the home. The kitchen features granite countertops, stainless steel appliances, and plenty of space for everyday living. A cozy fireplace anchors the main living area, with easy access to the expansive back deck for outdoor entertaining or relaxing. Upstairs, the primary suite features a walk-in closet and private bath with a jetted soaking tub and separate shower. With generous living spaces, three full bathrooms, and thoughtful updates throughout, this home is ready for its next chapter. Don’t miss it!

1529 Lauren Ashleigh Drive, West Chesapeake

4 Efford Court, James City Co Middle
$670,000
4 Beds ⋅ 2.1 Baths ⋅ 10641221 MLS
Beautifully updated and move-in ready, this Ford’s Colony Cape Cod is ideally situated on a cul-de-sac with convenient access to the main gate. New tile flooring welcomes you into the foyer, opening to the dining room and first-floor office or den. The family room features a gas fireplace & open concept into the updated kitchen and eat-in area, with access to the spacious deck and backyard. The first-floor primary suite offers a walk-in closet and a renovated bath with a stunning oversized tiled shower. Upstairs are three additional bedrooms, including a bonus room with a walk-in closet and rear staircase access. Outside, enjoy the deck, paver patio, and ample yard space. Move-in ready in one of Williamsburg’s most coveted gated communities with pools, tennis, walking trails, playgrounds, and championship golf.

4 Efford Court, James City Co Middle

129 Michigan Avenue, York County North
$669,990
4 Beds ⋅ 2.1 Baths ⋅ 10650748 MLS
Welcome to The Salem at Fenton Hollow, a thoughtfully designed home that perfectly blends modern style, comfort, and flexibility. Located in one of Williamsburg’s most desirable communities, this spacious residence offers an open-concept floor plan ideal for both everyday living and entertaining. The main level features a bright and inviting family room that flows seamlessly into the well-appointed kitchen and casual dining area, creating the perfect gathering space for family and friends. A versatile flex room provides endless possibilities for a home office, playroom, or formal living area, while the convenient laundry room and powder room add everyday functionality. The luxurious first-floor primary suite serves as a private retreat, complete with a generous walk-in closet and a spa-inspired bath featuring dual vanities and a private water closet. Upstairs, you'll find three additional bedrooms, a full bath, and an expansive bonus room with two walk-in closets, offering exceptional space for recreation, guests, or multi-generational living. Beyond your front door, enjoy the outstanding amenities of Fenton Hollow, including a clubhouse, swimming pool, playground, and dog park. Conveniently located just minutes from Williamsburg’s historic attractions, shopping, dining, and entertainment, this community offers the perfect blend of relaxation and accessibility. Photos are for illustrative purposes only. Actual home features, elevations, colors, options, and finishes may vary.

129 Michigan Avenue, York County North

MM Colfax, Northeast Suffolk
$669,990
4 Beds ⋅ 3.1 Baths ⋅ 10647428 MLS
The Colfax is a spacious, two-story, four-bedroom, three-and-a-half-bath home with a formal dining room, office with French doors, spacious family room, kitchen with island and walk-in pantry plus a separate butler's pantry, and large storage area in the garage. The second floor features all bedrooms including the primary bedroom with two walk-in closets, a loft area, and a laundry room. Bedroom four features its own bath, perfect for a guest suite. Options available to personalize this home include a covered rear porch, screen porch, sunroom, first-floor guest suite with full bath, enclosed bonus room in lieu of upstairs loft area, primary bath options, plus much more. Large lots, a minimum of .3 acres makes this a great place to be! Three car garages are available.

MM Colfax, Northeast Suffolk

109 Michigan Avenue, York County North
$669,990
4 Beds ⋅ 2.1 Baths ⋅ 10646400 MLS
QUICK MOVE-IN! Welcome to the Hanover model in Fenton Hollow, Williamsburg's newest community! This thoughtfully designed 4-bedroom home offers spacious, flexible living with an open-concept layout perfect for today's lifestyle. The main level features a bright family room and casual dining area, a chef-inspired kitchen with a large center island and walk-in pantry, a formal dining room, private home office, and convenient powder room. Upstairs, a versatile loft provides additional living space ideal for a media room, playroom, or home workspace. The spacious primary suite serves as a private retreat with a large walk-in closet and luxurious bath featuring dual vanities and a private water closet. Three additional bedrooms, a full bath, and an upstairs laundry room complete the second floor. Residents of Fenton Hollow will enjoy exceptional new community amenities, including a clubhouse, pool, playground, and dog park. Conveniently located near historic Williamsburg, shopping, dining, and entertainment. Photos are of a similar home and are for illustrative purposes only. Actual home features, options, colors, and selections may vary.

109 Michigan Avenue, York County North

MM Poplar At Mallory Pointe, Isle of Wight - North
$669,900
4 Beds ⋅ 3 Baths ⋅ 10639391 MLS
The "Poplar is a one-of-a-kind new construction floorplan offering 3800+ sqft. Off the foyer is a study, bedroom, & full bath. At the end of the foyer is an open concept main living area w/ spacious family room, dining, & gourmet kitchen w/ large island, oversized pantry, gourmet stainless steel appliances, & quartz or granite countertops. Personalize the home with a fireplace or screened patio addition. Upstairs are 2 well-sized secondary bedrooms, huge flex room, pocket office, & laundry room. Primary suite features 2 WIC & spa-like en-suite bath w/ tiled shower & double bowl vanity. Conveniently located just minutes from Routes 10 & 17, Parks, Trails, & Historic Downtown Smithfield. Schedule your tour today & ask about builder incentives w/ use of builder's preferred lender! Base price does not include lot premiums. Lot premiums vary by homesite. Photos of similar model are virtually staged.

MM Poplar At Mallory Pointe, Isle of Wight - North

920 Covenant Way, South Chesapeake
$669,000
5 Beds ⋅ 3 Baths ⋅ 10656320 MLS
Beautifully cared for and truly move in ready, this nearly 3,000 sf home sits at the end of a quiet cul de sac with exceptional outdoor living space. Built in 2017 and lovingly maintained, it offers 5 bedrooms, 3 full baths and plenty of space for everyone. The open living room, kitchen with gas range and eat in area flow effortlessly into a beautiful formal dining room and a flex bonus space perfect for an office, den or playroom. A first floor bedroom with full bath is perfect for hosting guests or multigenerational living. Upstairs, find a spacious primary suite, 3 additional bedrooms, full bath and laundry. A benched drop zone sits off the side load garage with extended concrete. Outside find a standout backyard – fenced in, mature landscaping, covered patio, custom stamped concrete areas, above ground pool with deck, playset and trampoline – ideal for relaxing, entertaining and making memories. Immaculate and in sought-after school district, this home is a must see!

920 Covenant Way, South Chesapeake

1713 Macedonia Avenue, Northeast Suffolk
$669,000
5 Beds ⋅ 3 Baths ⋅ 10656438 MLS
Welcome to luxury living in this breathtaking new construction home where thoughtful design meets timeless elegance. Boasting five spacious bedrooms, this stunning residence offers soaring ceilings, exquisite crown molding, and a bright, open-concept floor plan that creates the perfect setting for everyday living and unforgettable entertaining. The heart of the home is complemented by beautifully designed bathrooms with upscale finishes, while the expansive owner’s suite is a features a remarkable walk-in closet complete with custom built-in shelving, mirrors, and exceptional storage. Situated on a generous homesite, Every detail has been carefully curated to provide comfort, style, and functionality.

1713 Macedonia Avenue, Northeast Suffolk

4135 Longview Landing, James City Co Greater Route 5
$669,000
4 Beds ⋅ 2.1 Baths ⋅ 10645435 MLS
Welcome to 4135 Longview Landing, a beautifully designed golf-front home in sought-after Greensprings West. Offering 2,550 square feet, this home features three large bedrooms plus a fourth bedroom/ bonus room, two-and-a-half baths, and an unfinished space ready to become an additional primary bedroom or living area. The flexible floor plan includes a first-floor primary suite, 9 ft plus ceilings, and hardwood floors throughout the main living areas. Recent updates include a new first-floor air conditioning system (2026) and fresh paint in the great room, dining room, & primary bedroom. The great room offers a vaulted ceiling, gas fireplace and built-in cabinets. The large formal dining room has wainscoting and crown molding. The bright kitchen features Corian countertops, maple cabinetry, a large island, a pantry, and a sunny breakfast area. Relax on the screened porch looking out to the flat, private backyard and the 9th hole of Williamsburg National Golf Club. Greensprings West offers outstanding neighborhood amenities, including a community pool, clubhouse, and playground, while the beautifully maintained Williamsburg National Golf Club winds throughout the community. Located 15 minutes from Interstate 64, The College of William and Mary, and multiple military bases.

4135 Longview Landing, James City Co Greater Route 5

103 Melvins End, York County South
$669,000
4 Beds ⋅ 2.1 Baths ⋅ 10645275 MLS
Beautiful lakefront home in the desirable Woods of Tabb! This 3,132 sq. ft. residence offers 4 bedrooms, 2.5 baths, and a 2-car garage on a landscaped 0.29-acre lot with peaceful water views. The recently remodeled kitchen features custom cabinetry, granite countertops, stone tile backsplash, updated lighting, and new flooring. Enjoy a spacious primary suite with a steam shower and private screened porch overlooking the backyard. Additional features include geothermal heating and cooling, a gas fireplace, whole-house tankless water heater, central vacuum, sunroom, office with wet bar, large step-in attic space, expansive deck, irrigation system, raised garden beds, storage shed, EV hookup, and community playground. Conveniently located near NASA Langley, Langley Air Force Base, shopping, dining, and highly rated York County schools.

103 Melvins End, York County South

6033 Sam Callis Circle, Northeast Suffolk
$668,990
4 Beds ⋅ 3.1 Baths ⋅ 10642851 MLS
Ready Now! Enjoy many upgrades in this move in ready home! The Waterford features an open, innovative layout with stunning sightlines throughout. The gourmet kitchen includes a wall oven, large island, and abundant quartz counters and cabinet space, opening to a sunroom and spacious great room with fireplace. This welcoming area is a wonderful space for entertaining and gathering the family together. A first-floor bedroom with a full bath is ideal for guests. A private study includes French doors and transom. Family entry off the 2-car garage offers a drop zone with bench and cubbies. An elegant primary suite boasts a luxurious bath and oversized walk-in closet. Two additional bedrooms, hall-bath, and loft/media area complete the home. Large lot, plenty of room for a pool! Love Where You Live in one of North Suffolk's premiere locations!

6033 Sam Callis Circle, Northeast Suffolk

MM Milan 2, Northeast Suffolk
$668,710
5 Beds ⋅ 3.1 Baths ⋅ 10642836 MLS
The Milan 2, comfort meets style in this exceptional home featuring two primary suites and an open-concept layout. The two-story foyer leads to the great room w/ a cathedral ceiling, seamlessly connected to an inviting kitchen with a large island, walk-in pantry, and breakfast area. Enjoy effortless indoor-outdoor living with a covered back porch, perfect for entertaining or relaxing with family and friends. The thoughtful entry from garage includes custom bench and cubbies, adjacent to a convenient laundry room. Upstairs, you'll find three generously sized bedrooms, a full hall bath as well as a second primary suite and a first floor overlook that adds architectural interest and natural light. Personalize your home w/ optional features like a sunroom with a double-sided fireplace, screened porch or upstairs media room. The Milan 2offers luxury, practicality, and timeless appeal, all in one beautiful package. 3306-3916 sq ft of expertly designed living space nestled on large lots!

MM Milan 2, Northeast Suffolk

389 Scotland Lane, South Chesapeake
$665,900
5 Beds ⋅ 3.1 Baths ⋅ 10651142 MLS
Low Loan Rate, NO PMI! Joseph’s Meadow MODEL GPS 369 Scotland Ln. Chesapeake. Nestled in Greenbrier come visit the newest community by renowned local builder. Lily Cottage C welcomes you w/ a full front porch, airy 10-foot ceilings & HW floors entire first floor. Designed for entertaining, the open-concept layout seamlessly connects the living room, dining area, & stunning chef’s kitchen featuring a 9-foot quartz island, custom hood, & HUGE walk-in pantry. Mudroom and powder room are conveniently tucked away by 2-car garage. Custom stair detail mid level with loft, 2 bedrooms + full bath -dual sinks, private tub/shower & water closet. HUGE laundry room. LUSH Primary suite entry w/custom walk-in closet and SPA retreat w/ quartz countertops, dual vanities, freestanding tub, tiled shower & private water closet. Third flr features 2 BR, Full bath, 2 walk in Attic storage! Easy living w/professionally managed grounds low-maintenance living, making easy living a reality!

389 Scotland Lane, South Chesapeake

119 Willet Way, Newport News Midtown West
$665,000
4 Beds ⋅ 3.1 Baths ⋅ 10656551 MLS
Welcome home to this beautifully maintained 2020 home, thoughtfully designed for today's lifestyle. The well-planned layout features a sought-after main-level primary en suite and a spacious upstairs en suite master bedroom, offering exceptional comfort, privacy, and flexibility. The bright open floor plan showcases a soaring two-story foyer, gas fireplace, walk-in pantry, and 3.5 baths. Go outside to an expanded covered deck overlooking a fully fenced backyard with a peaceful wooded backdrop—well suited for morning coffee, outdoor dining, entertaining, or simply unwinding. To make homeownership even more rewarding, the seller will pay off the existing solar loan at closing, allowing the next owner to enjoy the benefits of solar energy while helping reduce monthly utility costs. Built in 2020 with a newer roof and HVAC, this move-in ready home offers modern comfort, quality upgrades, and lasting peace of mind.

119 Willet Way, Newport News Midtown West

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.