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416 Middleton Way, South Chesapeake
$695,000
5 Beds ⋅ 3.1 Baths ⋅ 10617440 MLS
$100,945 in upgrades (see attachment). Practically new, built in 2024 and ideally situated on one of the community’s scenic lakes, this impressive 5-bedroom home offers space, style, and modern comfort. Enjoy dual owner’s suites—one on the main level and one upstairs—each featuring tiled showers and quartz vanity tops. The open-concept living area showcases a spacious kitchen with quartz countertops, a large island, soft-close drawers, and stainless steel appliances, perfect for everyday living and entertaining. Additional highlights include 9’ ceilings, LVP flooring, walk-in closets with wood shelving, a 2-car garage, and a fenced backyard. Residents enjoy front yard ground maintenance plus exceptional amenities: community center with kitchen and great room, resort-style pool with outdoor kitchen and cabana, 24/7 fitness center, playground, trails, and five community lakes.

416 Middleton Way, South Chesapeake
1008 Eddington Court, South Chesapeake
$695,000
4 Beds ⋅ 2.1 Baths ⋅ 10602990 MLS
So much to love about this fantastic home! New carpet, paint & LVP flooring, lyr. old HVAC units! Stove, microwave, fridge & dishwasher replaced! Fr. door new, Renovated primary bath, Roof/5 yrs. old. Spacious floor-plan, screened porch. Gorgeous Gas fire pit & pool/2021! Backyard is a dream! MOVE IN READY

1008 Eddington Court, South Chesapeake
141 Gertrude Street, South Chesapeake
$694,540
5 Beds ⋅ 3 Baths ⋅ 10588501 MLS
15 homes sold in 15 days! The Hudson single-family home fits the way you live. Flex space can be used as a playroom, a library and more. Gather in the spacious family room, which flows into the dining room and gourmet kitchen, separated by a convenient breakfast bar. Off the 2-car garage, a family entry controls clutter, while a quiet study is tucked away. Upstairs, 3 bedrooms offer abundant closet space and a full bath provides privacy. Your luxurious owner's bath will stun with its double bowl vanity and huge walk-in closet. Come home to The Hudson.

141 Gertrude Street, South Chesapeake
700 Crestfield Drive, South Chesapeake
$694,380
4 Beds ⋅ 2.1 Baths ⋅ 10619426 MLS
This beautiful Wells plan will be move-in ready in August, featuring 4 spacious upstairs bedrooms, including an owner’s suite with a tiled shower and quartz double vanity. The bright, open kitchen boasts a large island, quartz countertops, stainless steel appliances, and a generous pantry. Enjoy an inviting front porch, a welcoming foyer with ample storage, and a fenced backyard. Additional highlights include a 2-car garage and custom wood shelving in large closets. Seller to pay up to $10,000 in closing cost assistance when using preferred lender, see agent for details. Buyer must register agent on or before first visit or first substantial communication with listing agent and Agent must accompany Buyer on 1st visit, see Listing Agent for details. Photos & video are of previously completed home, finishes and upgrades vary.

700 Crestfield Drive, South Chesapeake
1249 Sebastian Court, South Chesapeake
$693,955
5 Beds ⋅ 3 Baths ⋅ 10586039 MLS
The Bayberry floor plan - to be built with a June start date. Wetherington Homes offers 5 incredible floor plans to choose from in the highly sought-after Stoney Creek subdivision in the heart of Great Bridge! This modern home plan boasts a spacious open concept layout, including a large kitchen island, breakfast nook, flex room w/closet, 1st floor full bath, office, spacious dining room and bright great room. Lots of space for entertaining! The Owner's Suite, 3 add'l bedrooms, and large walk-in laundry room with a large cabinet are all conveniently located on the upper level. Call today to schedule your appointment!

1249 Sebastian Court, South Chesapeake
1711 Bancroft Road, South Chesapeake
$693,723
4 Beds ⋅ 3 Baths ⋅ 10613699 MLS
To Be Built Persimmon Elevation D

1711 Bancroft Road, South Chesapeake
1715 Bancroft Road, South Chesapeake
$691,326
4 Beds ⋅ 2.1 Baths ⋅ 10608503 MLS
To be built, Persimmon model, Elevation A.

1715 Bancroft Road, South Chesapeake
1501 Bogue Street, South Chesapeake
$690,565
5 Beds ⋅ 3 Baths ⋅ 10589646 MLS
15 homes sold in 15 days! The Hudson single-family home fits the way you live. Flex space can be used as a playroom, a library and more. Gather in the spacious family room, which flows into the dining room and gourmet kitchen, separated by a convenient breakfast bar. Off the 2-car garage, a family entry controls clutter, while a quiet study is tucked away. Upstairs, 3 bedrooms offer abundant closet space and a full bath provides privacy. Your luxurious owner's bath will stun with its double bowl vanity and huge walk-in closet. Come home to The Hudson.

1501 Bogue Street, South Chesapeake
509 Hanbury Road W, South Chesapeake
$690,000
5 Beds ⋅ 3 Baths ⋅ 10641447 MLS
Beautifully maintained & thoughtfully designed, this former model home offers effortless living in Chesapeake’s desirable Great Bridge area. With 3,200 sq. ft., 5 bedrooms, and a spacious upstairs bonus room, the layout provides all the flexibility you want -perfect for a media room, playroom, or guest overflow. The main-level bedroom w/ a nearby full bath is a standout feature, ideal for visiting guests, multi-generational living, or anyone who needs comfortable first-floor accommodations. The chef’s kitchen is designed to impress with a stunning oversized island, double ovens, wine fridge, and beautiful finishes that make everyday living & entertaining easy. Enjoy a dedicated office, inviting living room w/ fireplace, generous upstairs bedrooms w/ large closets, and a luxurious primary suite w/ soaking tub, walk-in shower, dual sinks, & spacious walk-in closet. Relax on the front porch or back patio surrounded by a pristine lawn and lovely landscaping. Schedule your tour today!

509 Hanbury Road W, South Chesapeake
1972 Beechwood Road, South Chesapeake
$690,000
4 Beds ⋅ 2.1 Baths ⋅ 10632455 MLS
This charming four-bedroom Stephen Alexander Walnut model in the desirable Summer Park community offers 3,100 sq ft of comfortable living with 10-foot ceilings, wood floors, crown molding, and an open floor plan. Located in the highly sought-after Grassfield school district, this home combines quality construction with everyday convenience. The Great Room serves as the heart of the home, perfect for daily living and entertaining. The gourmet kitchen was completely remodeled in 2023 and features stainless steel appliances, granite countertops, a large island with sink. The private primary suite includes walk-in closet, and double vanity. Recent updates include new LVP flooring (2023) and HVAC (2024). Enjoy outdoor living with a screened porch, large deck, saltwater pool with heater, covered pavilion patio, 4 person outdoor barrel sauna, shed, and fenced backyard. Convenient to shopping, highways, and military bases.

1972 Beechwood Road, South Chesapeake
1209 Cowpens Court, South Chesapeake
$690,000
5 Beds ⋅ 3 Baths ⋅ 10630638 MLS
If you can think of it, this house has it! Start with the stunning, heated saltwater pool with a flowing fountain fully surrounded by low maintenance, custom pavers along with pool lights, outdoor bluetooth speakers & multiple glass fire pits. A fully covered brick outdoor cooking area featuring a BBQ & griddle along with 2 retractable awnings, & a private outdoor shower/toilet area complete your outdoor oasis. In the garage there's a whole house generator, utility sink, and an epoxy floor creating a superior "Cave" experience outfitted with a mini split system for the ultimate in comfort. Venture inside & you'll discover even more attention to the finer things. Beautiful real hardwood floors & exquisite kitchen cabinetry. Downstairs bedroom with a connecting full bath. A wrought iron staircase leads to the spacious ensuite bath in the PBR with tray ceiling along w 3 additional bedrooms, 2 full baths & laundry room. Come & soak in a life of luxury tucked away on a desirable cul-de-sac!

1209 Cowpens Court, South Chesapeake
808 Forest Lakes Drive, South Chesapeake
$690,000
4 Beds ⋅ 3.1 Baths ⋅ 10630091 MLS
Beautifully maintained home in the highly sought-after Forest Lakes neighborhood! This 4-bedroom, 3.5-bath home offers a spacious and functional layout with an open-concept kitchen, eat-in area, and family room—perfect for everyday living and entertaining. The family room features stunning cathedral ceilings that create a bright and airy feel.The versatile room over the garage includes a full bath, making it ideal for a guest suite, home office, or additional bedroom. The primary suite offers a private retreat with a generous en-suite bath and its own balcony.You’ll love the abundance of storage throughout, including a walk-up attic for easy access. Step outside to a backyard designed for entertaining, complete with a Trex deck and a large two-story storage shed.This home is full of potential and ready for you to make it your own!

808 Forest Lakes Drive, South Chesapeake
603 Chelsea Lane, South Chesapeake
$690,000
5 Beds ⋅ 3 Baths ⋅ 10617429 MLS
Welcome home to 603 Chelsea Lane in the cozy Clark Farms community. This beautiful, all brick, ranch home features 5 bedrooms and 3 full bathrooms. Soaring ceilings in the entryway, dining and family room. Gas fireplace, beautiful hardwood floors in living area and primary bedroom. First floor primary bedroom with large en-suite bath, walk in shower, jetted tub and double vanity plus a generous walk in closet. Access the deck from the primary bedroom or through the screened porch. Large open floorplan with plenty of natural lighting. Sunny eat in kitchen with walk in pantry. Great layout for entertaining. Located in the Hickory school district. Convenient to shopping, dining and access to the 168 bypass. This beautiful home is ready for you to make it yours. Call today to schedule a private showing.

603 Chelsea Lane, South Chesapeake
1532 Taylor Point Drive, West Chesapeake
$690,000
5 Beds ⋅ 3 Baths ⋅ 10617141 MLS
Tucked on a quiet cul-de-sac, this beautifully maintained brick home offers exceptional curb appeal, 5 bedrooms, 3 full baths, and 3,325 sqft of flexible living space. Sun-filled rooms, hardwood floors, and a soaring great room create a warm, welcoming feel, flowing into a spacious, well-appointed kitchen. Enjoy a first-floor bedroom + full bath, an expansive primary suite, convenient second-floor laundry, and an oversized finished room over the garage—ideal for a media room, home office/studio, or play room. Ample storage throughout, including a thoughtfully organized garage with built-in worktable, cabinetry, shelving, and overhead storage. Relax with coffee on the screened porch or grill out on the deck overlooking a private, wooded backyard with dedicated irrigation. Major updates include dual HVAC systems, whole-house generator, fresh interior paint, new carpet, and more -- exceptional value in Western Branch. Zoned for highly-rated Chittum Elementary.

1532 Taylor Point Drive, West Chesapeake
1515 Ashburn Court, South Chesapeake
$690,000
5 Beds ⋅ 2.1 Baths ⋅ 10615046 MLS
Absolutely Gorgeous Home! Amazing Open Layout with a Very Bright and Airy Feel! Featuring Many Upgrades Throughout! Absolutely Stunning Updated Kitchen, Beautifully Updated Baths,Fresh Paint Indoor and Outdoor (2026), Brand New LVP Floors in Office (2026),New HVAC (2022),New Sprinkler System (2025), Custom Primary Closet (2022), New Vapor Barrier in Crawl Space (2021), Freshly Stained Deck (2026), Updated Lighting and More! Private Office on the First Floor with additional 1st Floor Bedroom, Spacious Living Room with Cozy Gas Fireplace, Large Dinning Room, Beautiful Spacious Primary Bedroom with 2 Large Walk In closets and Gorgeous Spa Like Bathroom! Private Backyard Oasis with a Stunning Salt Water Pool, Expansive Deck and Hot Tub Great for Family and Entertaining! Located in Highly Sought after Stratford Terrace in Hickory School District! Nestled on a Lovely Cul-de-sac with a Large Private Corner Lot in the Heart of Chesapeake Near Great Local Shopping, Amazing Restaurants and More!

1515 Ashburn Court, South Chesapeake
1543 Burrowin Drive, West Chesapeake
$690,000
4 Beds ⋅ 3.1 Baths ⋅ 10599461 MLS
Welcome to a rare opportunity to own this stunning 4 bedroom, 3.5 bath brick home located in one of Western Branches most sought after neighborhoods. This home boasts a grand entryway, timeless architecture, nearly half an acre of land with established year-round flowering plants and over 3600 sq ft designed for both elegance and comfort. Entertaining is effortless with formal living and dining rooms, a generously sized kitchen, a family room with a cozy fireplace, and an inviting flow making the home feel both open and welcoming. The primary suite is a true retreat, featuring a spacious walk-in closet, spa-inspired bath, and an adjoining sitting room. Spacious bedrooms, including one with its own private bath, while the other two share a Jack-and-Jill design. With timeless appeal, No Hoa, and a location just minutes from top-rated schools, shopping, and all that Hampton Roads has to offer, this property is more than a house—it’s a place to create memories for years to come.

1543 Burrowin Drive, West Chesapeake
404 Stoney Mist Way, South Chesapeake
$689,900
4 Beds ⋅ 3 Baths ⋅ 10624527 MLS
Pond View home is complete and ready for quick closing! 2,807 sq ft home with open concept floor plan. 1st floor secondary bedroom next to full bath. Call agent for list of upgrades. $7500 CCA with Seller's trusted lender. Showings by appointment or lock box. Buyer's agent must be present or call before buyer's 1st visit.

404 Stoney Mist Way, South Chesapeake
600 Mile Creek Lane, South Chesapeake
$689,900
5 Beds ⋅ 3.1 Baths ⋅ 10608132 MLS
Beautiful 5 bedroom, 3.5 bath home perfectly positioned on a spacious corner lot in the highly sought-after Hickory School district. This property features two primary bedrooms — one on the first floor and one upstairs — each with elegant upgraded baths featuring quartz countertops. The gourmet kitchen offers granite counters, ample cabinetry, and flows seamlessly to the family room with a gas fireplace, plus formal living and dining rooms ideal for entertaining.Step outside to your private backyard oasis complete with a brand-new 28’ x 23’ deck, inground pool, and hot tub, creating an incredible outdoor living space for relaxing or hosting. This home checks all the boxes: space, style, comfort, and location. A rare opportunity in Hickory — move-in ready and perfect for multi-generational living.

600 Mile Creek Lane, South Chesapeake
1520 Bogue Street, South Chesapeake
$689,230
4 Beds ⋅ 2.1 Baths ⋅ 10593183 MLS
35 homes sold in 2 months! Come see why families are calling Patriots Ridge home! The Savannah, grand living on one level, with a finished bedroom and loft on second floor. You’ll never miss the second floor. A spacious great room is at the heart of this home and flows seamlessly into the gourmet kitchen and dining area. Three large bedrooms offer sanctuary. Nestled at the back of the house, the owner’s suite provides private access to the covered porch and two walk-in closets. Flex space off the foyer can serve as an office, extra living space or dining—whatever you need.

1520 Bogue Street, South Chesapeake
1905 Hallmark Way, South Chesapeake
$689,000
4 Beds ⋅ 2.1 Baths ⋅ 10629937 MLS
Beautiful all-brick ranch in the Grassfield area of Chesapeake, located in Shillelagh Farms on approximately 3 acres. One-owner home offering over 2,500 sqft with 4 bedrooms, 2 full baths, and 1 half bath. Open floor plan with spacious living area featuring a fireplace. Kitchen and dining areas flow well for everyday living and entertaining. Bar with sink. Outdoor features include a greenhouse and storage shed, providing space for gardening, hobbies, or additional storage. Whole-house generator offers peace of mind year-round. Rare opportunity to own acreage with modern conveniences in a sought-after location.

1905 Hallmark Way, South Chesapeake
444 Stoney Mist Way, South Chesapeake
$688,320
4 Beds ⋅ 3 Baths ⋅ 10618859 MLS
Last lot in last phase of new home community off Johnstown Rd in Great Bridge school district. Offering many lots backing up to rolling green space. Extensive standard features including 1st floor bedroom and full bath, office, walk in pantry, bench w/cubbies, large kitchen w/oversized center island and large eat in area, 2 generous sized bedrms up w/walk-in closets, spacious loft, luxury primary bedrm suite with oversized walk in closet to name a few. Many flexible optional layouts include a 5th bedrm, additional 1/2 bath and more to suit many lifestyles and remote work from home. $7500 closing cost assistance with Seller's trusted lender. Call site agent for additional information, showings by appointment at decorated model design center. Let's merge imaginations!

444 Stoney Mist Way, South Chesapeake
129 Gertrude Street, South Chesapeake
$688,165
5 Beds ⋅ 3 Baths ⋅ 10596965 MLS
35 homes sold in 2 months! Come see why families are calling Patriots Ridge home! The Hudson single-family home fits the way you live. Flex space can be used as a playroom, a library and more. Gather in the spacious family room, which flows into the dining room and gourmet kitchen, separated by a convenient breakfast bar. Off the 2-car garage, a family entry controls clutter, while a quiet study is tucked away. Upstairs, 3 bedrooms offer abundant closet space and a full bath provides privacy. Your luxurious owner's bath will stun with its double bowl vanity and huge walk-in closet. Come home to The Hudson.

129 Gertrude Street, South Chesapeake
1605 Westerly Court, South Chesapeake
$688,000
5 Beds ⋅ 3 Baths ⋅ 10632566 MLS
Room to breathe. Room to grow. Spacious 5-bedroom, 3 full bath home located in the highly sought-after Hickory school district, tucked away on a cul-de-sac with a large .43-acre lot. This home offers a flexible layout with a full bedroom and bath on the first floor, ideal for guests or multi-generational living. The main living area features wood flooring, a gas fireplace, and an open flow that works well for everyday living. The kitchen offers a functional layout with tile flooring and connects seamlessly to the main spaces. Step outside to your own backyard retreat with a pool, deck with shade feature, and a generous yard with room to spread out, plus a large shed for extra storage. Space where it matters, flexibility where you need it, and a setting that makes it all feel easy.

1605 Westerly Court, South Chesapeake
1243 Kidbrooke Street, South Chesapeake
$688,000
4 Beds ⋅ 3 Baths ⋅ 10616455 MLS
Welcome to Riverview Landing in Chesapeake, VA, where the 2,748 sq ft Hadley model offers stylish living with open spaces, a functional kitchen featuring quartz countertops, stainless steel appliances, gas cooking, and a large center island, plus a bright sunroom, cozy gas fireplace, and a flexible room for a home office or playroom. This home includes a main-level guest suite, upstairs loft, luxurious primary suite with a spa-inspired bath and walk-in closet, two more bedrooms, and convenient laundry. Enjoy a vibrant community with walking trails and a fire pit, just minutes from beaches, festivals, and everything Virginia has to offer-making it the perfect place to live, relax, and entertain. Incentives with use of preferred lender!

1243 Kidbrooke Street, South Chesapeake
624 Crestfield Drive, South Chesapeake
$687,705
5 Beds ⋅ 3.1 Baths ⋅ 10588702 MLS
The Hawthorne floor plan offers flexibility & spacious living, making it the largest & most adaptable 2-story home at Crestfield. With an impressive 3,089 square feet, this home offers 5 bedrooms, including dual owner’s suites & 3.5 baths. The open-concept living area feature a large kitchen w/ standard quartz countertops, stainless steel appliances, and a generously sized island for seating & casual dining. Both levels boast 9-foot ceilings, enhancing the sense of space & light throughout the home. The welcoming front porch invites you to relax and enjoy the neighborhood, & the two-car garage provides ample storage and parking. The fenced backyard, situated on one of our community lakes. Buyer must register agent on or before first visit or first substantial communication with listing agent and Agent must accompany Buyer on 1st visit, see Listing Agent for details.

624 Crestfield Drive, South Chesapeake
813 Loch Island Drive, South Chesapeake
$685,000
5 Beds ⋅ 3 Baths ⋅ 10639539 MLS
Pride of ownership shines throughout this beautifully maintained home located in the sought-after Riverwalk community in Chesapeake. The stunning remodeled kitchen features granite countertops, stainless steel appliances, a large center island, heated tile floors, and custom cabinetry designed to showcase every thoughtful detail. The spacious eat-in kitchen and bar-top seating area open seamlessly to the inviting family room with a cozy fireplace, creating the perfect space for entertaining and everyday living. The first floor offers a full bedroom and an updated full bathroom, ideal for guests or multi-generational living. Upstairs, you'll find a spacious primary suite complete with a beautifully renovated spa-like bathroom and a custom walk-in closet. Three additional bedrooms are located on the second level, including a versatile FROG that can serve as a fifth bedroom, home office, or recreation room. The hall bathroom was recently updated as well and features double vanities. Step outside to enjoy the large backyard, complete with a storage shed, patio with space for a fire pit, deck, and a wonderful screened-in detached gazebo for year-round outdoor enjoyment. Residents of Riverwalk enjoy exceptional neighborhood amenities, including walking trails, a community pool, dock, playground, and a popular summer swim team. This is a wonderful opportunity to own a meticulously cared-for home in one of Great Bridge area's most desirable communities.

813 Loch Island Drive, South Chesapeake
353 Sign Pine Road, South Chesapeake
$685,000
4 Beds ⋅ 2.1 Baths ⋅ 10639261 MLS
Privately located on 3.065 treed lot. Enjoy peace and tranquility at the end of a day. Home is approximately 3203 sq ft with 4 bedrooms, 2.5 baths. Great Rm + Sunroom. Oversized primary bedroom + 2 car garage attached. Property has a detached building (approx. 1440 sq ft) used as a gym. 3 bay garage with 14ft, 11 ft and 10' doors to accommodate large vehicles. This building includes a 2nd floor approximately 1K sq ft apartment with kitchen, full bath, with newer wall to wall carpet. Apartment could be used for guests or to operate a home business. Main architectural grade roof is approximately 15 yrs old. Hot water heater '23. 1st floor HVAC '25. Septic tank pumped 8 mos. ago. Property sold in as is condition. No flood insurance required.

353 Sign Pine Road, South Chesapeake
433 Truitt Road, West Chesapeake
$685,000
4 Beds ⋅ 3.1 Baths ⋅ 10634002 MLS
This home, on 5 acres, offers country living & modern updates. With 4-bedrooms, 2 living areas, 2 add'l flex rooms great for a home office, game room, guest space, or potential extra bedrooms, this property provides versatility today's buyers are searching for. There is new LVP flooring, updated bathrooms, & a remodeled kitchen completed in the last 6 years. The wood stove adds warmth & character to the main living space. Outside, the impressive 4-bay detached garage is great for vehicles, workshop space, storage, or hobbies. A separate storage shed provides room for lawn equipment and tools, while the covered concrete pad offers protected parking or workspace. Additional features include a 6-year-old septic system, chicken coop, and partially fenced backyard. Enjoy privacy, space, and endless possibilities on this beautiful property.

433 Truitt Road, West Chesapeake
818 Brookside Arch, South Chesapeake
$685,000
4 Beds ⋅ 3 Baths ⋅ 10631330 MLS
Stunning brick home located in the established Emerald Lakes community, offering timeless curb appeal and a fresh, updated interior. Situated on a quiet cul-de-sac extended corner lot, this property features a functional layout with a blend of open living areas and defined spaces for everyday comfort. Recent updates include renovated primary and hall bathrooms with modern finishes, quartz countertops, and a beautiful primary walk-in closet. The beautifully maintained neighborhood offers added flexibility with no HOA fees. Boat parking is permitted in driveways, and residents enjoy convenient access to nearby lakes and the Intracoastal Waterway. This backyard is situated around a large Trex deck and mature fig tree. Conveniently located near shopping, dining, and local amenities, this move-in ready home offers a wonderful combination of classic charm and modern updates.

818 Brookside Arch, South Chesapeake
4141 Belvedere Drive, West Chesapeake
$685,000
4 Beds ⋅ 3 Baths ⋅ 10630940 MLS
Welcome to the Belvedere Estate, one-of-a-kind gem in desired Western Branch of Chesapeake! This beautifully maintained spacious custom Colonial positioned on an acre reflects pride of ownership, blending timeless craftsmanship with thoughtful updates + refined Williamsburg details around every corner. Enjoy a nature-lover’s backyard featuring a saltwater pool, tiki bar, + multiple entertaining areas in a personal retreat-like setting. Professionally designed landscaping + manicured lawn creates relaxing outdoor experience. The FROG offers flexibility + can serve as a 5th bedroom. 1St floor flexroom/office/BR. Over $275K in quality upgrades completed during ownership, ask agent for detailed list. Major improvements include windows, HVAC, mini-split, roof, water heater, insulation, Trex deck, kitchen + baths, encapsulated crawl space, pool liner, security system, + fresh paint throughout most of the home. Voluntary community Group. Don’t miss out!

4141 Belvedere Drive, West Chesapeake

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.